Nurture Your Wealth.
Complete Private Finance & Portfolio Tracker.
Consolidate your Net Worth, Mutual Fund CAS statements, and Banking SMS expenses into a calm, locally-encrypted dashboard. Zero advertisements. Zero cloud data harvesting.
Vitta Vriksha Experience
Live Interactive Component SandboxEngineered for Discerning, Privacy-First Investors
Traditional finance apps upload your banking passwords and sell your transaction data to advertisers. Vitta Vriksha is built from first principles to be calm, offline-first, and uncompromisingly secure.
100% Local AES-256 Encryption
Your financial data never touches external cloud servers. Encrypted locally with SQLCipher and secured by Zerodha-style biometric fingerprint unlock.
1-Click CAMS & KFintech CAS Import
Import your official Consolidated Account Statement PDF. Automatically extracts folios, units, purchase history, and computes true portfolio XIRR.
On-Device SMS Transaction Parser
Automatically records transactions directly from banking SMS alerts without uploading messages to any remote server or third-party aggregator.
Prepay Loan vs Stay Invested
Direct mathematical comparison between aggressive loan prepayment and compounding market returns, calculating your true terminal wealth difference.
FIRE Freedom & Runway Forecaster
Track your Financial Independence number, monthly withdrawal burn rate, and projected retirement milestone year with live market rebalancing.
Day-by-Day Spending Heatmap
7-column weekday spend intensity calendar and weekend vs weekday cashflow metrics to pinpoint discretionary leaks without stress.
Traditional Fintech Apps
- Uploads your private financial history to corporate cloud databases.
- Aggressive spam notifications, credit card upselling, and lending ads.
- Requires continuous internet access and monthly cloud subscription fees.
The Vitta Vriksha Way
- 100% Offline & Local — encrypted database stored exclusively on your device.
- Zero ads, zero telemetry, and zero account creation required.
- Automated CAS statement import, SMS expense parsing, and wealth compounding tools.